Commercial Property Insurance Agreement Generator
Create comprehensive commercial property insurance policies and coverage agreements
1
2
3
Step 1: Insurance Provider & Property Owner Information
Insurance Company Information
Insurance Company Name
*
Insurance License Number
*
Insurance Company Address
*
Phone Number
*
Email Address
*
A.M. Best Rating
NIAC Company Number
Property Owner/Insured Information
Property Owner/Business Name
*
Entity Type
*
Select Entity Type
Individual Owner
Corporation
LLC
Partnership
Trust
Non-Profit Organization
Insured Mailing Address
*
Phone Number
*
Email Address
*
Business Description/Property Use
*
Industry Classification Code (NAICS)
Federal Tax ID/EIN
Insurable Interest
Select Interest
Owner
Lessee/Tenant
Mortgagee
Managing Agent
Other Interest
Additional Insureds & Interested Parties
Additional Insureds
Mortgagee/Lienholder Information
Certificate Holders
Step 2: Property Details & Coverage Specifications
Property Location & Description
Property Address
*
Property Type
*
Select Property Type
Office Building
Retail Store/Shopping Center
Warehouse/Distribution Center
Manufacturing Facility
Restaurant/Food Service
Hotel/Motel
Apartment Complex
Mixed Use Building
Other Commercial Property
Occupancy Classification
Select Occupancy
Owner Occupied
Tenant Occupied
Vacant
Seasonal Occupancy
Building Size (Square Feet)
Number of Stories
Year Built
Year of Last Major Renovation
Construction Type
Select Construction Type
Fire Resistive (Class 1)
Noncombustible (Class 2)
Ordinary (Class 3)
Heavy Timber (Class 4)
Wood Frame (Class 5)
Superior Construction (Class 6)
Roof Type
Select Roof Type
Built-Up Roof
Metal Roof
Shingle
Tile
Membrane
Other
Fire Protection Class/ISO Rating
Select Protection Class
Class 1 (Excellent)
Class 2 (Good)
Class 3 (Good)
Class 4 (Good)
Class 5 (Fair)
Class 6 (Fair)
Class 7 (Fair)
Class 8 (Poor)
Class 9 (Poor)
Class 10 (No Protection)
Protection & Safety Systems
Automatic Sprinkler System
Fire Alarm System
Burglar Alarm System
Security Guard Service
Surveillance/CCTV System
Coverage Limits & Valuation
Building Coverage Limit ($)
*
Business Personal Property Limit ($)
*
Business Income Limit ($)
Extra Expense Limit ($)
Valuation Basis
*
Select Valuation Basis
Replacement Cost
Actual Cash Value
Agreed Value
Functional Replacement Cost
Deductible Amount ($)
Wind/Hail Deductible (%)
Coinsurance Clause
Select Coinsurance %
80% Coinsurance
90% Coinsurance
100% Coinsurance
No Coinsurance
Covered Perils & Extensions
Covered Perils
Fire & Lightning
Windstorm & Hail
Explosion
Vandalism & Malicious Mischief
Theft
Water Damage (accidental discharge)
Additional Coverage Extensions
Ordinance or Law Coverage
Equipment Breakdown
Cyber Coverage
Green Building Coverage
Terrorism Coverage
Step 3: Policy Terms, Exclusions & Financial Details
Policy Period & Financial Information
Policy Effective Date
*
Policy Expiration Date
*
Annual Premium ($)
*
Premium Payment Mode
*
Select Payment Mode
Annual
Semi-Annual
Quarterly
Monthly
Installment Fee ($)
Taxes & Fees ($)
First Payment Due Date
Mortgage Clause
Select Clause Type
Standard Mortgage Clause
Extended Mortgage Clause
No Mortgage Clause
Policy Exclusions & Limitations
Standard Property Exclusions
Flood
Earthquake
War & Military Action
Nuclear Hazard
Wear & Tear
Pollution
Property-Specific Exclusions
Vacancy Clause
Coverage Sublimits
Claims & Policy Conditions
Claims Reporting Requirements
Claims Contact Information
Loss Adjustment Provision
Select Option
Company Adjuster
Independent Adjuster
Public Adjuster Allowed
Cancellation Provisions
Cancellation Notice Period
Select Notice Period
10 Days
30 Days
60 Days
Non-Renewal Notice Period
Select Notice Period
30 Days
60 Days
90 Days
Protective Device Requirements
Governing Law (State)
*
Select State
California
Texas
Florida
New York
Illinois
Dispute Resolution
Select Method
Binding Arbitration
Mediation
Court Litigation
Special Policy Provisions
Previous
Next
Generate Commercial Property Insurance Agreement