Move-In Cost Calculator
Add up security deposit, first and last month rent, pet fees, and application costs so you know the cash you need at signing.
Move-In Requirements
Move-In Cost Planning Tips
Budget for Extra Costs
Move-in costs often include unexpected fees. Budget 20-30% more than calculated.
Understand Security Deposits
Security deposits are typically refundable if you leave the property in good condition.
Ask About Payment Plans
Some landlords allow you to split move-in costs over the first few months.
Get Everything in Writing
Request an itemized list of all fees and deposits before signing your lease.
Common Move-In Costs
- Security Deposit: Usually 1-2 months rent, refundable
- First Month's Rent: Always required upfront
- Last Month's Rent: Common in some states, less common in others
- Application Fee: Non-refundable, typically $25-$75 per applicant
- Pet Deposit: $200-$500, may be partially refundable
- Other Fees: Cleaning, parking, amenity access, move-in fee
How this calculator works
Total move-in = security deposit + first month rent + last month rent (if required) + pet deposit + application fee + other fees.
Inputs
- Monthly rent — base for deposit multiples and rent prepayments.
- Security deposit months — often 1× rent; some states allow up to 2–3 months.
- First/last month toggles — last month is common in competitive markets.
- Pet deposit and application fee — one-time charges at application or lease signing.
Assumptions
- All selected fees are due at or before move-in.
- No proration on first month (use the prorated rent calculator for mid-month moves).
- Other fees cover keys, cleaning, or admin charges you enter manually.
Limitations
- Broker fees in NYC/Boston and similar markets are not auto-calculated.
- Utility deposits and movers are excluded—see move-in/out cost calculator.
- State deposit caps may limit what landlords can actually charge.
Example calculation
- Rent $1,400; 1-month security deposit; first month due; no last month.
- Pet deposit $300; application fee $50; other fees $75.
- Security deposit: $1,400; first month: $1,400.
- Total move-in cost: $3,225.
- Recommended savings buffer: total + one month rent ≈ $4,625.
Move-in often requires 2–4× monthly rent in cash between deposit and prepaid rent. Saving an extra month covers emergencies during the first 30 days.
Common mistakes
Budgeting only first month + deposit
Application fees, pet charges, and utility hookups add hundreds. Build a line-item list before touring apartments.
Paying last month when not required
Last month's rent upfront improves approval odds but ties up cash. Confirm it is truly required before paying.
Skipping state deposit limits
Charging above the legal deposit cap is unlawful. Verify your state's maximum before signing.
Frequently asked questions
Disclaimer
LeaseCraft provides document automation and general information — not legal, tax, or financial advice. Calculator results are estimates for planning only. Consult a licensed attorney, accountant, or housing counselor for advice about your situation.